As luck would have it, my own laziness created the perfect opening. It seems likely that a huge reason for this increase is due to the fees between the networks becoming closer aligned. Ltd. Heavy travelers, however, will likely prefer the Platinum card. This card is geared for clients who like to fly American Airlines. You wont pay any foreign transaction fees when you make a purchase outside of the U.S., and you can use your Venture rewards miles on hotels, flights, and more. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. 4. Visa Signature benefits are less exclusive and apply to a much larger range of cards, including popular travel credit cards and cash-back credit cards. If you're overwhelmed, you can even select from the many tour companies they hand-picked to help delegate your trip planning. Members are also eligible for preferred seating for select cultural and sporting events when paying with the Amex Gold card. Ltd. Design & Developed by:Total IT Software Solutions Pvt. But first, below are the highlights of each respective cards and then provided my commentary on some of the key factors to compare. And with the current welcome bonus off, youll get 80,000 Membership Rewards points after you spend $6,000 in purchases within your first six months. The Infinite card offers accelerated cash back rates: 4% for grocery store purchases, 2% for gas, and 1% for daily transit purchases. While on the American Express Aeroplan * Card, you could earn 50,000 points after six months by spending $3,000. In the example noted above, Chase is the credit card issuer and Visa is the payment network. And the card gives you reimbursement of up to $100 every four years for your TSA precheck or Global Entry fees. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. With a $495 annual fee, this card comes with plenty of statement credits, including a $250 annual airline fee credit and a $500 dining and airport club statement credit. Other benefits include Global Entry or TSA Precheck credit of up to $100 every four years. We decided to put them to the test and see which concierge service is best equipped to handle your needs. Having the ability to choose travel or financial redemption options makes the RBC Avion Visa Infinite Card a great asset; however, Aeroplan points are worth more. However, there are two different phone numbers one dedicated for Visa Signature cardholders and another for Visa Infinite cardholders. Greece has recently reopened to travelers. All this with a first-year annual fee rebate! The Visa Infinite concierge can help you do things like book restaurant reservations, select gifts or obtain event tickets right when they go on sale. Theres no traditional welcome bonus offered with this card. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money, 80,000 Membership Rewards points after you spend $6,000 in purchases within your first six months, 5X points flights booked directly with the airlines and hotels booked with Amex Travel, 1X on everything else, 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. An up to $100 credit for Global Entry or TSA PreCheck application fee every four to five years, Up to $400 annual credit for eligible U.S. Dell purchases (enrollment required), Gold status at Marriott and Hilton hotels (enrollment required), Access to the Fine Hotels & Resorts program and Hotel Collection, International Airline Program and Cruise Privileges Program, Difficulty meeting $15,000 welcome offer for smaller businesses, Limited high-bonus categories outside of travel. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. $189 CLEAR Credit: CLEAR uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card. Youll get a $100 annual credit on any single hotel stay costing $500 or more when paid for with your Citi Premier card. While on the American Express Aeroplan * Card, you could earn 50,000 points after six months by spending $3,000. First, the table below shows the amount of time it took to get through to each concierge, from the time I dialed the phone number to the time my account had been authenticated and I was speaking to a live human. Today, I will be comparing the American Express AeroplanPlus Platinum Card, CIBC Aerogold Visa Infinite Privilege and TD Aeroplan Visa Infinite Privilege Card. We may receive compensation when you click on links to those products. Which is Better Visa Platinum or Visa Infinite? However, the biggest budget items like groceries, gas and travel (hotels, etc) are at 1.5 points for the TD Aeroplan Visa Infinite Privilege* Credit Card. Discover hundreds of deals, discounts and privileges. UBS Visa Infinite Chase Sapphire Reserve Amex Platinum Card; This site does not include all credit card companies or all available credit card offers. Therefore, you will get more points with it than with the 1.5 points of the TD card. Contact: 800-953-7392. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. The Visa Platinum is the second tier of the four Visa credit card types. The "up to" is key here. How does this compare to the American Express Platinum card? Unfortunately, American Expresss international acceptance is much lower than its competitors. Designed to help you build credit, the Indigo Platinum Mastercard discloses your annual fee and APR before you apply. There are a host of benefits geared toward taking your stay at Marriott properties to the next level. The Visa Platinum is the second tier of the four Visa credit card types. At face value, there appears to be no difference between the types of services offered. The annual fee is $400 per year and includes some attractive benefits that are fairly competitive. I could see this being a great service if you have an extensive amount of time in a new place and have no idea what to do. These points can be redeemed for travel through UBS's own portal. 10X on hotels and rental cards booked through Chase Ultimate Rewards and 5X points on flights booked through Chase Ultimate Rewards, 3X on travel and dining, 1X on everything else. Add that to the 10 types of purchase and travel insurance that are included, and this card is definitely worth considering. But first, below are the highlights of each respective cards and then provided my commentary on some of the key factors to compare. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. When it comes to premium travel credit cards, the Platinum Card by American Express is one of the most well known and one of the best. Contact: 800-953-7392. We know that choosing a credit card based on the credit card issuer and the features of the specific card is probably a bigger consideration than choosing based on the credit card processing network. And if you want an IHG or Hawaiian Airlines card, this will be with Mastercard. My favorite part, though, was the inclusion of tips and resources. Compare the cost in points or miles to cash, and see which option is best. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Additional visits are $27. Earn 1 reward point for every INR 150 spent on all other categories. These levels include the following benefits: Visa Signature offers all of the benefits of Visa Traditional plus: Lastly, Visa Infinite offers all of the perks of Traditional and Signature, in addition to: Mastercard also offers 3 levels with each offering different minimum benefits. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. The Visa Platinum is the second tier of the four Visa credit card types. Recently, he's invested in a few pieces of art on Masterworks too. Offers. Creating the right "experiment" was tricky here. How do credit cards make money if you don't pay interest? There are a few cards that can be counted as competitors to the Platinum card. Meanwhile, Visa Infinite Concierge merely provided a brief sentence or two about each What percent of income should go to mortgage? Visa Infinite is the highest tier you can get and comes with all of the benefits from Traditional and Signature. Sign up for our daily newsletter! With Avion, you earn 1 RBC Rewards point for every $1 CAD you spend with your credit card~ plus 25% more when you use your card to book and pay for travel. This site does not include all credit card companies or all available credit card offers that are on the market. Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. How much income do I need for a 800k mortgage? Terms Apply. The UBS Visa Infinite Credit Card * offers a solid but lesser-known premium travel rewards card. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. It's easy to qualify for, and you gain access to several Mastercard benefits. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. See the Amex website for details. Avion is a bank-specific frequent flyer program operated by the Royal Bank of Canada (one of Canada's Big Five banks). Youll also get a complimentary 12-month Priority Pass Select membership that gives you access to over 1,300 VIP lounges. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. 2. If you travel oversea every year, this card is worth the money because it comes with medical insurance and travel insurance lounge access. American Express is both a card issuer AND a payment network. Visa Infinite represents the most premium offering from the card network, and offers benefits suited to the premium rewards cards that carry the designation. I may be compensated through 3rd party advertisers but our reviews, comparisons, and articles are based on objective measures and analysis. American Express processes transactions for both its own American Express cards and cards from other issuers that use the American Express network. You might be able to qualify for some with a score in the very high 500s. Let's start with the options that Platinum Card Concierge provided. Chase pays more for restaurants (after your six month 10x rewards with Amex expires). AMEX Points vs. Chase Points: Which is Better? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. 6. Platinum cards also charge higher annual fees than gold cards offered by the same provider, and offer more perks. If youre big into luxury extras, go for the Black Card. Platinum Card Concierge provided an incredibly robust number of activities (and even a photo gallery of these recommendations) for my 12-hour layover in Athens. Score: 4.4/5 ( 20 votes ) The RBC Visa Platinum Avion ($120 annual fee) lets you earn 1 RBC Rewards point per $1 spent on the card and comes with a 15,000-point credit card sign-up bonus. Best Alternatives to American Express Platinum, 3. The benefits that each network offers are slightly different, with Mastercard offering a higher level of benefits with its World Elite card offerings. But first, below are the highlights of each respective cards and then provided my commentary on some of the key factors to compare. The others include The Ritz-Carlton Rewards Credit Card (no longer open to applications), Visa Infinite gives you access to a number of credit card benefits that may not typically be included on your credit card. Four years favorite part, though, was the inclusion of tips and.. 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